April 26, 2025
Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
---|---|---|---|---|---|---|---|
30 Year Fixed Conventional | Y | 6.750 | 30 | 0.00 | 5% Minimum% | 6.840% | 6.49 |
20 Year Fixed Conventional | Y | 6.500 | 20 | 0.00 | 5% Minimum% | 6.601% | 7.46 |
15 Year Fixed Conventional | Y | 5.999 | 15 | .250 | 5% Minimim% | 6.101% | 8.43 |
10 Year Fixed Conventional | Y | 5.875 | 120 | .250 | 5% Minimum% | 6.020% | 11.04 |
Jumbo | Y | 6.750 | 360 | 0.00 | 20% Minimum% | 6.840% | 6.49 |
Home Possible | 1st Time Homebuyers | 6.375 | 30 | 0.00 | 3% Minimum% | 6.459% | 6.24 |
FHA Down Payment Assistance Program | N | 7.375 | 30 | 0.00 | 3.5% Minimum% | 8.028% | 6.91 |
FHA 30 Year Fixed | N | 6.250 | 30 | 0.00 | 3.5% Minimum% | 6.887% | 6.16 |
VA 30 Year Fixed | N | 6.250 | 30 | 0.00 | 0 Minimum% | 6.332% | 6.16 |
Invest 75% LTV | N | 7.250 | 30 | 0.00 | .25% Minimum% | 7.347% | 6.82 |
USDA | N | 6.250 | 30 | 0.00 | 0 Minimum% | 6.685% | 6.16 |
7/6 Adjustable | Y | 6.875 | 30 | 0.00 | 5% Minimum% | 6.966% | 6.57 |